Where can I check my credit history?

Where can I check my credit history?

Credit bureaus such as CIBIL or the recently set up Equifax India capture credit information that their member firms share with them on your past loan transactions. For the payment of a small fee you can also access your report from these bureaus and see what kind of a credit score are they assigning to you.

If you wish to dispute a particular instance in your history that has been incorrectly reported, you can approach the specific lender with whom the transaction in question was conducted, and request them to rectify your record with the credit bureau. The authors are co-founders of iTrust.in, a leading financial advisory business.